What is Chattel Mortgage:
If you are a business owner looking to finance a vehicle, then a Chattel Mortgage may prove to be the best option for you. Over the years a Chattel Mortgage loan has grown in popularity for Australian businesses due to its highly rated benefitting factors. A chattel mortgage generally carries a lower rate of interest, flexible payment structure, and is typically the best option for business owners and employees using their vehicle for work. Unlike other financing loan options, choosing Chattel Mortgage allows you to take ownership of the vehicle and use the asset as security, allowing for highly sought after-tax benefits, decreased interest rates, and no account keeping fees. At Auto Car Loans, we are here to help you find a Chattel Mortgage solution to suit you and your business needs.
We will pair you with an array of chattel mortgage lenders which will provide you with the necessary funds to buy a vehicle so that you can take ownership of it immediately. As soon as it belongs to you, it becomes your chattel. The lender will take a mortgage on it as security, and once you complete your loan, the security interest will be removed and provide you with a clear title as the owner of the vehicle. Taking the Chattel Mortgage route offers a reliable and trusted way to get the car that you need promptly and without any hassle.
Benefits of Chattel Mortgage:
We are here to make your life easier, assisting you in choosing the best Chattel Mortgage to ensure your business runs more productively and conveniently. We provide solutions in determining affordable and prompt financing with features that can help you own a company vehicle - hassle-free. Chattel Mortgages have the interest of business owners in mind and offers a wide range of benefits - some include but are not limited to:
- Lower interest rates than unsecured loans;
- Greater flexibility - tailored to your individual business needs;
- Tax benefits - GST, depreciation and interest may be able to be claimed back;
- Options to reduce the monthly payments through a ‘balloon payment’;
- Low doc loan options to make applying fast and simple.
Businesses and individuals can qualify for a chattel mortgage if the vehicle use relates primarily to business purposes, over 50%. We offer a straightforward process to determine eligibility, and before you know it, we will have you matched with a leading lender. We help you save time and effort to find a lender that meets yours and your businesses requirements.
Your time is important to us, which is why we focus on delivering quick and efficient turnaround times. Getting started is simple! You are just one click away from owning the car to help your business run smoothly and effectively. It only takes 5 minutes to complete our easy to understand and to-the-point online application (https://autocarloans.com.au/apply). Once received and evaluated, we will get back to you in no time, and you will have access to over 30+ leading lenders at your fingertips.
Choosing a Sensible Path
A reliable vehicle is an essential factor when running a business. It is a direct reflection of your practice standard, your reputation and the impression you make on your customers. You will find that trade becomes more trusted when you have a truck or car that gives you dependable service.
Why Auto Car Loans:
What makes us stand out from the rest, to name a few:
- We offer significant savings not found with banks or car dealerships;
- Lower rates through broker access to wholesale ‘base rates’;
- Efficient approval turnaround;
- Outstanding and one-of-a-kind service;
- Prevention of pay-out penalty risk;
- Access to a wide range of lender so we will always find an option for you;
At Auto Car Loans, our expert consultants will work with you to match you with highly competitive loan rates and ensure the loan is right for you and your business needs. We are dedicated to finding the loan that best suits you and gets you in the vehicle you desire, effectively and efficiently.
At Auto Car Loans, client satisfaction is our specialty. Though we are industry leaders in all aspects of Chattel Mortgage brokerage, our passion is also fulfilling our clients' needs. By having Auto Car Loans in your corner, you will have the peace of mind and confidence when making your final decision. Any car loan process can be overwhelming, but it doesn't have to be. With our savvy solutions and meticulous service, you're guaranteed a smooth experience from start to finish.
Contact us today on 1300 301 051
to find out what we can do for you and how we can have you driving away in the vehicle that will enhance your business, before you know it - hassle-free!