You won’t find the best car finance for your needs at a car dealer.
You won’t find it by going to a bank either.
Our expert car loan brokers can access wholesale interest rates that are lower than lenders can advertise to individual borrowers.
Even a small difference in interest rates can make a BIG difference to your repayments!
If you’re looking for the best car loans Australia has to offer, talk to our expert brokers at AutoCarLoans.com.au.
We arrange car finance for a living. We access a panel of over 50 lenders and know exactly what their current interest rates and policies are. We will assess your unique situation and then match you with the most competitive products. That means we can save you the time and hassle of researching the car loan market yourself.
Best of all, we work for car buyers, not for lenders.
We’ll take the time to understand your situation before providing you with great loan options that you’re eligible for!
No matter what type of auto financing you need, we can help!
We arrange online finance for cars, trucks, boats, motorbikes and caravans for clients Nationwide.
We have almost 1,000 independent 5-star Google reviews from happy clients, and look forward to helping you access many of the best car loans in Australia!
Once you spend 5 minutes filling out our free, no-obligation online application form, we can have you approved and in your new vehicle within 1 hour!
We can also arrange a loan pre-approval for you to give you extra negotiating power with dealers or private sellers.
Whether you’re looking for car financing for a new or used car, our expert brokers can help you to find a great deal.
Don’t waste your time going to a single bank or worse, get talked into finance by a car dealer. If you do, you’ll end up paying more.
Our brokers will save you time and money by doing all the legwork and negotiating for you to get a great car loan deal; we can have your finance approved instantly!
There’s a huge range of places where you can get car loans in Australia. But where can you access 50+ lenders in one place? Right here!
Simply fill out our free, no-obligation online application form, and our expert car loan brokers will do the rest.
We’ll find you some great deals from our panel of lenders. You can then choose the one that’s right for you.
Our AutoCarLoans.com.au brokers can help you buy through a car dealer or from a private seller. We can also arrange an inspection and conduct the necessary background checks before you buy for your protection and peace of mind.
We’re a one-stop shop!
Once you’ve chosen a car loan from the options we find for you, we will help you all the way with your loan application, right through to approval and settlement. Avoid car dealership finance, they usually only have one or two lenders to choose from, and the wrong choice, statistically, will cost you thousands!
If you don’t know what a chattel mortgage is, you’re not alone. It’s a secured car loan for a business use vehicle. Chattel Mortgages are available to business owners, sole traders, and employees who use their vehicle for work use. With a chattel mortgage, you can:
A Chattel Mortgage is the most popular form of car finance for business users.
If you need a car for business use, we’ll explain the pros and cons of all your options, including business car loans, leases, unsecured business loans, chattel mortgages and commercial hire purchase.
We can also help you with fleet-discounted quotes for buying a new vehicle!
You have two major car loan options – secured and unsecured. We arrange both types at AutoCarLoans.
The best option for you will depend on your individual situation. Each has their pros and cons.
For example, secured loans have a lower interest rate, but there are limits on the age and type of vehicle you can finance, and a lender can repossess your car if you don’t make your repayment. Unsecured car loans typically have higher interest rates, but they allow you tp purchase older and/or specialised cars, plus there are generally no early payout fees.
Find out more about secured and unsecured loans here.
If you’re looking for a car lease rather than a car loan, our expert brokers can advise you on the pros and cons of the three main types of car leases in Australia.
Whether you’re looking for a car loan or lease for $15,000 or $300,000, we can get you an instant quote via text message.
From there, simply fill in our free, no-obligation online application form. It take’s less than 5 minutes.
Our expert AutoCarLoans.com.au broker will then find options specific to your individual needs. You can then choose the deal that’s right for you. You could have your finance approved and be driving your new car in less than an hour!
That’s right. If you want to avoid paying extra fees and penalties, talk to us.
Our expert brokers can access premium lenders who won’t charge you ongoing fees or any early repayment penalties.
Why pay extra?
Read our FAQs to find out how car financing works, including:
Make sure you avoid dealer finance when buying a car. If you use dealer finance, you’ll usually:
It’s crucial to research the market to get a great car loan deal.
But it’s time-consuming and confusing to do that. Different lenders have different loan terms, conditions, jargon and lending criteria.
Brokers like our friendly and passionate experts at AutoCarLoans.com.au understand the Australian car loan market.
Car finance brokers work for car buyers, not for car lenders or car dealers.
Make sure you choose one that’s licensed and experienced, like our expert brokers at AutoCarLoans.com.au.
Your broker will just need some basic information to complete your car loan application paperwork:
If you have bad credit, it doesn’t mean that you can’t get a car loan.
But there are also some things you can do to improve your credit score.
When you do, you’ll be more likely to get your car loan approved on better terms and conditions, so you’ll save money.
You should follow 4 simple steps to get a great car loan deal:
Just give us a call now and we can help get you into your new car as quickly and painlessly as possible!
Every lender has different interest rate tables and eligibility criteria that vary according to your credit score, home ownership status, your household expenditure, and whether you’re using the car for work. Then there’s the vehicle: rates will vary depending on how old it is, how much it costs, the loan to value ratio, and whether it’s from a dealership or a private seller.
All the above factors and more and more will influence which lender will be the best fit. Our experts will assess your unique situation and then match you with our panel of over 50 lenders.
Just give us a call on 1300 301 051 or submit an online inquiry to find out how much you can save!