Chattel Mortgage Brisbane
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’re confident we can beat your car dealer AND those online interest rate comparison websites. Because unlike most car dealers and other brokers, we have access to a range of lenders and specialist financiers. Access to wholesale rates means we can find you the most competitive loan based on your unique circumstances.
Our consultants are real, Australian people, based in Australia. No overseas call centres or pre-recorded menus; with AutoCarLoans you’ll speak directly with our expert staff every time. You won’t be palmed off between departments either: you’ll be allocated your own Finance Consultant who’ll stay with you throughout the entire process. That same person will be there for you throughout the life of your loan.
We know how valuable your time is. That’s why we keep documentation and review times to a bare minimum, and do everything electronically where possible, to ensure you get your car as quickly and easily as possible.
Whether you’re after a car loan, a novated lease, an operating lease or a chattel mortgage; we help you finance your car in the most advantageous way, based on your unique situation.
Call 1300 301 051 now to get your free exact quote in under 5 minutes
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A chattel mortgage is the most popular car finance structure for business-use vehicles. Chattel Mortgages are available to companies, sole traders, and employees using a car for predominant business use. They are a great way for businesses in Brisbane to finance their vehicles and equipment needed for operation, and at the same time reduce tax obligations. With a chattel mortgage, as a business owner, the vehicles belong to your business, and provide the security for the loan. This enables us at Auto Car Loans to create a competitive financing option that’s best suited to meet the needs of your business.
A Chattel Mortgage refers to a loan to buy a vehicle or a piece of equipment that is then used as the loan security. It is sometimes referred to as an equipment loan.
As a rule of thumb, a chattel mortgage is used where the financed asset is used solely or mainly for commercial purposes. That is, the asset will be used for business more than 50 percent of the time. While chattel mortgage may fund several types of equipment, it is typically used to finance motor vehicles and trucks.
When you choose a chattel mortgage, you take ownership of the vehicle and use it as security. This can benefit you in several ways like lower interest rates and no payment for account keeping fees.
If you intend to buy a car, finance is one of the most significant factors you would have to consider. Unfortunately, many businesses in Brisbane can’t afford to pay the high sum of money needed to pay for the vehicle upfront. That is where we at Auto Car Loans come in. We match you with the right lender that will provide you with the necessary funds to purchase your vehicle so you can take ownership of it as fast as possible.
When it is time for you to acquaint yourself with the right choice in terms of your chattel mortgage, our finance consultant will be ready to provide all the assistance to help you make the right decision. We’ll pair you with a suitable Chattel Mortgage lender that’s right for you.
A Chattel Mortgage for business use has benefits over typical consumer car loans. Some of the other benefits of chattel mortgages you can get from us at Auto Car Loans are:
Our rule is that the individual or business can qualify for chattel mortgage loans if the vehicle’s use is business-related over fifty percent of the time.
If you’re interested in getting a chattel mortgage, we encourage you to apply with us. Our process of determining eligibility is straightforward, and before long, we’ll match you with a lender that meets your exact business requirements.
We value your time, so we have a simple validation process that won’t waste your time. After you have filled the application form (/apply), which usually takes about 5 minutes, we will get back to you as soon as possible. If you qualify, we’ll give you access to a lender that’s suitable for your business needs.
A key factor for running a business is having a reliable vehicle. It serves as a true indicator of the quality of your service, your credibility, and the impact you create on your clients. Soon, you’ll realise that doing business is easier and you become more trusted by clients when you have a truck or a car that helps you promote your brand and deliver products or excellent services every time.
Auto Car Loans considers the needs of your business and then pairs you with a suitable lender. Here are a few qualities that differentiate us from the crowd:
With our strong connections and wealth of experience, you can be sure that we will match you with a suitable lender in no time. We have expert consultants who will be on the ground to attend to you and to ensure that the process of financing your auto loans is as hassle-free as possible.
At Auto Car loans, we are customer-oriented and we are committed to identifying the loan that best suits you and getting you in the car you want, quickly and efficiently.
Want to get started with your chattel mortgage? Contact us today on 1300 301 051 to find out how we can help you get that new car, truck or equipment for your business!