Chattel Mortgage Canberra
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’re confident we can beat your car dealer AND those online interest rate comparison websites. Because unlike most car dealers and other brokers, we have access to a range of lenders and specialist financiers. Access to wholesale rates means we can find you the most competitive loan based on your unique circumstances.
Our consultants are real, Australian people, based in Australia. No overseas call centres or pre-recorded menus; with AutoCarLoans you’ll speak directly with our expert staff every time. You won’t be palmed off between departments either: you’ll be allocated your own Finance Consultant who’ll stay with you throughout the entire process. That same person will be there for you throughout the life of your loan.
We know how valuable your time is. That’s why we keep documentation and review times to a bare minimum, and do everything electronically where possible, to ensure you get your car as quickly and easily as possible.
Whether you’re after a car loan, a novated lease, an operating lease or a chattel mortgage; we help you finance your car in the most advantageous way, based on your unique situation.
Call 1300 301 051 now to get your free exact quote in under 5 minutes
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Chattel mortgages are currently the most popular car and equipment finance structure among businesses in Canberra. Chattel mortgages are a valuable option for companies, sole traders, and also employees using their car or equipment for majority business use.
Here at Auto Car Loans, with Chattel Mortgages we help Canberra businesses get funding for their vehicle or equipment without the pressure to use their business cash flow upfront. With a panel of over 50 lenders, we offer business customers leading interest rates and multiple approval pathways so they can focus on growing their businesses.
Our expert finance consultants can pair you with the right lender who meets your personal and business needs. And in no time, you’ll be driving away in your new vehicle.
You can then make fixed monthly repayments over a specified period (most commonly five years). With this, you’ll not have to worry about the upfront cost of the car as our lender will be providing funds for the purchase, and you’ll have enough time to offset the loan.
A chattel mortgage is a type of finance agreement that is used for the purchase of productive assets, such as vehicles or pieces of equipment, known as the chattel. This type of loan arrangement is for business purposes only, which means you can only take this loan to buy a vehicle or a piece of equipment primarily to run your business or which you use mostly in the course of your employment. While you do not have to provide additional security for the loan, the purchased asset is used as security.
Under a chattel mortgage agreement, the purchased asset becomes entirely yours without lien from the lender when you have fully repaid the loan and meet all the terms.
So, if you’re looking for a finance option for your business, a chattel mortgage might be a good option for you because of the many benefits that come with it. As a leading finance company in Australia, we at Auto Car Loans are committed to helping you get the best finance option for your business.
Below are some of the benefits you get to enjoy when using us to get your chattel mortgage in Canberra.
You can qualify for a chattel mortgage as an individual employee, sole trader or business if the vehicle or asset you want to finance will be used primarily for business or work purposes (that is, you must use the vehicle to run your business over 50% of the time).
Here at Auto Car Loans, we offer a straightforward process to determine if you’re eligible, and if you qualify, we’ll pair you with a suitable lender as fast as possible, saving you time and effort in looking for a lender. You only have to fill out our online application form at /apply. It takes only about 5 minutes to complete, and it’s easy to understand and simple to fill. After this, our consultants will evaluate your application, and if you qualify, you will have access to top industry lenders.
The vast majority of businesses need vehicles to run their operations smoothly. The cars could be used to transport products and personnel from place to place, running errands, etc.
Getting a chattel mortgage does not have to be difficult or stressful if you use the right finance company. Here at Auto Car Loans, we aim to make the process as easy as possible. With a panel of over 50 lenders, we offer highly competitive rates and multiple approval pathways so you can purchase your vehicle in no time to help run your business.
We are the preferred option for many businesses in and around Canberra. We have helped thousands of business customers with chattel mortgage loans, and most become repeat clients.
Below are more reasons to choose us:
Business owners in Canberra that have used our services in the past usually come back to us time and time again. Our customer service is one of the best available. We’ll listen attentively to your needs and stop at nothing to see that you get the best available outcome.
Contact us today on 1300 301 051 to find out how we can help you purchase your new business vehicle -without the hassle!