Chattel Mortgage Perth
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’ll help you get into your new car as quickly and painlessly as humanly possible – at better rates than your bank or car dealer!
We’re confident we can beat your car dealer AND those online interest rate comparison websites. Because unlike most car dealers and other brokers, we have access to a range of lenders and specialist financiers. Access to wholesale rates means we can find you the most competitive loan based on your unique circumstances.
Our consultants are real, Australian people, based in Australia. No overseas call centres or pre-recorded menus; with AutoCarLoans you’ll speak directly with our expert staff every time. You won’t be palmed off between departments either: you’ll be allocated your own Finance Consultant who’ll stay with you throughout the entire process. That same person will be there for you throughout the life of your loan.
We know how valuable your time is. That’s why we keep documentation and review times to a bare minimum, and do everything electronically where possible, to ensure you get your car as quickly and easily as possible.
Whether you’re after a car loan, a novated lease, an operating lease or a chattel mortgage; we help you finance your car in the most advantageous way, based on your unique situation.
Call 1300 301 051 now to get your free exact quote in under 5 minutes
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Whether you wish to start a small business in Perth or expand an existing one, getting the funds you need for new cars or equipment doesn’t have to be difficult. At Auto Car Loans our expert finance brokers have access to over 50 bank and non-bank lenders. We can assess your situation and match you with the lender that offers the most competitive rate and the most streamlined approval pathway.
For Perth companies, sole traders, and employees using their car or equipment for predominant business use, a chattel mortgage is the most popular finance structure.
A chattel mortgage is a secured loan in which you get finance for movable property such as vehicles, yellow goods or heavy equipment, with the asset used as security.
In this case, the movable property is what is known as the chattel.
Let’s say you run a supply store and need to add some delivery trucks to help you serve your clients better.
If you opt for a traditional loan, you will need to use your supply store as collateral for the loan before you receive the funds you need.
On the other hand, a chattel mortgage allows you to use the trucks you wish to purchase as security for the loan. The lender provides you with the funds for the trucks, and then takes a mortgage on them. Once you repay the entire amount, the trucks become completely yours.
Although the lender obtains a mortgage on the trucks, it does not limit your usage of the trucks in any way, and unconditional ownership of the trucks is transferred back to you once you make full repayment.
There are many benefits of a chattel mortgage compared to other finance structures.
Chattel mortgages are the most popular financing option with lots of business owners for several reasons, including:
We understand how important it is for you to quickly access the funds you need. Therefore, at Auto Car Loans we’ve tried to make the process as fast and easy as possible.
Simply pick up the phone and call 1300 301 051 to speak with one of our expert consultants. They will only ask a few questions to get an idea of the type of chattel mortgage you need.
Once we assess your needs and your individual financial situation we’ll be able to match you with the right lender from our panel of over 50 funders.
A chattel mortgage could help you get your business moving by acquiring that new car or piece of equipment! Our friendly and professional brokers will be happy to provide answers to any questions you have and give you all the assistance you need.
Are you ready to get started with an obligation free assessment and pre-approval? Then, get on the phone and call 1 300 301 051 right away.