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What Type of Car Should I Buy

If you’re looking to buy a car, one of the big decisions you need to make is which type. We are spoiled for choice these days. Your options include:
• hatchbacks,
• sedans,
• utes,
• SUVs,
• ‘people movers’,
• convertibles, and
• coupes.
We’ll now look at each of these options in turn.

Hatchbacks

If you’re looking for a small car, hatchbacks are a great option. The model name comes from the large rear boot (the hatch). You can get both two-door and four-door hatchback models in Australia.

Popular hatchbacks include the VW Golf and the Hyundai i30 models.

Sedans

Unlike hatchbacks, sedans have boots that are separate from the passenger cabin. They typically have more space and engine power than hatchbacks. Many popular vehicle models come in both hatchback and sedan versions. The Mazda 3 and Toyota Corolla are examples.

Utes

Utes are the traditional ‘tradie’ vehicle in Australia. They come in both single-cab (2-door/2-seat) and dual-cab (4-door/4-seat) versions. They have a handy tray at the back for transporting a range of items.

Toyota HiLux, Ford Ranger and Mitsubishi Triton are popular ute models in Australia. They can go both on-road and off.

SUVs

SUV is an acronym for ‘sports utility vehicle’. It is a modern way of describing a four-wheel drive. Popular SUVs in Australia include the Mitsubishi Pajero and the Toyota Kluger.

People movers

A people mover is a large passenger vehicle that enables you to transport up to seven people. They’re a great option for big families. The Kia Carnival and Honda Odyssey are examples of people-mover vehicles.

Convertibles

Convertibles have detachable or foldable roofs. They allow you to experience the open air while driving on a nice day. They’re also known as ‘sports cars’. Popular convertible models in Australia include the Jeep Wrangler and the Mazda MX-5.

Coupes

Coupes are usually two-door, high-powered sedans. They are most suitable for single drivers or couples who want a bit of luxury. Examples are the Ford Mustang and the BMW 4 Series.

Major buying considerations

Major buying considerations to help you decide what type of car to buy include:
• how you will use the car,
• how much you can afford, and
• the features that you need.
Once you have decided on the type of car you want to buy, other major buying considerations include:
• its warranty (if you’re buying from a dealer),
• its age and odometer reading (if you’re buying second-hand),
• its fuel efficiency,
• its ANCAP safety rating, and
• the vehicle’s reputation.
Before you buy any car, you should also:
• conducting as much online research as possible, and
• test drive it.
If you’re buying second-hand, you should also:
• arrange for an independent mechanical inspection, and
• check that there is no outstanding debt on the vehicle if you’re buying privately. You can do this by checking the Personal Properties Security Register (PPSR).

How we can help

If you’re looking to buy any car and you need finance, talk to us. We’re finance brokers. We can make sure you get the best deal.

Don't use dealer-arranged finance or try to arrange it yourself. If you do, you’ll end up paying a lot more. We arrange car finance for a living. We work for our clients, not for lenders.

Call 1300 301 051 during business hours to speak with one of our experienced brokers.

DISCLAIMER : The thoughts and opinions conveyed on this website are those of the authors only and are of a general nature. This does not constitute financial or general advice to you from Auto Loans Group. You should seek your own independent advice from a professional which is specific to your circumstances before considering any of the items referred to in this article, including finance, insurance, and car buying.